Retirement planning

One of the most important decisions a person has to take is when to retire, says Madhu Sinha in ‘Retirement Planning: A guide for financial planners’. While some say that one should retire when he or she can afford to, there may be others who feel that even if they have accumulated enough for a comfortable retirement, they would love to work till they are healthy; yet others may be of the view that they should retire at their superannuation age defined by the employer.

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