Business/Economy
The new retail king - Pioneer
It is quite clear that Mukesh Ambani has been wanting to get into online retail for some time. A lot of the discussions around a new e-commerce policy being put together by this government can clearly be seen to be influenced by his vision.
The pulse of Indian agriculture - Devesh Chaturvedi, Pioneer
Agricultural transformation is high on everybody’s agenda today. Various stakeholders, including experts, policy-makers and political executives, have expressed their views on how to move forward with agricultural policies so that our farmers can prosper.
India’s loan conundrum points to a huge miscalculation on both sides of the transaction - Kaushik Dutta & Rishika Malik, Financial Express
India faced a banking shock in 2015, when the then Reserve Bank of India (RBI) Governor Raghuram Rajan undertook an Asset Quality Review of major commercial banks. It was discovered that banks were delaying the recognition of the inevitable—neither recording the non-performing assets (NPAs), nor accounting for lending losses. 
Rural distress: Farm sector needs an Amul-like solution - Madan Sabnavis, Financial Express
The agrarian challenge is well known in India and the reaction of politicians, economists, and experts is always on target. Yet little seems to be achieved, and after the regular noise for a season or so, it is back to the old ways. Announcements that are made are rarely followed up and there is a big gap between loan waivers announced and allocations made.
TCS: Elephants can dance, but can be wobbly at times - Mobis Philipose & R Sree Ram, Mint
After several quarters of sedate growth, Tata Consultancy Services Ltd (TCS) has returned to double-digit growth this fiscal year. Its growth of 12.1% in the December quarter (Q3), on an annualized revenue base of nearly $20 billion, is nothing to sneeze at. And, especially so, considering its peers are growing at a lower rate on a lower revenue base.
Farm distress: MSP, loan waivers vs direct income support - Ashok Gulati & Shweta Saini, Financial Express
The loss of BJP/NDA in the recently concluded state elections in Chhattisgarh, Madhya Pradesh, and Rajasthan has given the political party a bitter jolt. The party had dodged the reality and gravity of farm distress until then, with its Union agriculture minister equating farmer agitations with ‘political drama’. 
Facilitating financial inclusion - Moin Qazi, Pioneer
India has traditionally been an under-banked country. The existing banking system doesn’t work for the poor and those in remotely located areas because most transactions are conducted in cash and ‘brick and mortar’ outlets make services expensive. Banks, utility companies and other institutions pass along the costs of handling cash transactions.
Opec holds the key to Indian economy’s fortunes in 2019 - Arjun Srinivas, Mint
Even as foreign institutional investors pull out money from the country, the rupee is witnessing a smart recovery over the past few trading sessions. The reason behind this paradox is simple: falling crude oil prices, which is hovering near the $50 per barrel mark for the first time in 16 months.
Small businesses, big contribution - Hima Bindu Kota, Pioneer
Small businesses, start-ups and entrepreneurs are some of the most important influencers of economic growth because, in any economy, they represent more than 90 per cent of all employers and create 60 to 80 per cent of all new jobs, annually.
Lens on Dragon’s projects export sans funds - Rajesh Kumar, Pioneer
Chinese investment in India is as low as US $5 billion, but Chinese companies are executing projects of Indian entities pegged at a whopping $63 billion. A parliamentary panel has pointed to this “projects export” by China without “bringing any actual investment” and pushed for an immediate stress on investments by Chinese companies in India.
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